Yachting may offer high salaries and luxury surroundings, but without yachting financial discipline it’s easy to fall into traps that drain wealth as fast as it’s earned. Veteran captain-turned-broker Antonio Palazuelos Archdale shares candid lessons on the Luxe Chaser, the Hoarder, and other crew archetypes — and why building savings, balance, and an exit plan is the only way to turn short-term earnings into long-term security.